What is Your “Why?”


Building and maintaining financial freedom

You’ve achieved success and may be focused on the next phase of your life journey. We help high-net-worth families and entrepreneurs build lasting legacies – taking care of themselves, the people they love, the causes they care about and making a difference in the world.  We use a comprehensive process to help our clients address each of their five key concerns: making smart decisions about their money, mitigating their taxes, taking care of their heirs, making sure their assets are not unjustly taken and magnifying their charitable gifts. We work with a network of professional advisors to help our clients maximize the probability of achieving everything that is most important to them.

Our Wealth Management Services

Comprehensive Wealth Management Consulting Services for individuals, families, and organizations include, but are not lmited to:

  • Investment Management Services including: Investment Policy Statement Review, Asset Allocation, Tax Aware Investing, Investment & Investment Manager Selection
  • Estate Planning Strategies
  • Charitable & Philanthropic Planning Strategies
  • Tax Efficiency Strategies
  • Legacy Planning Strategies
  • Endowment Investment Consulting & External CIO Services
  • Asset Preservation Strategies
  • Liability Management Services
  • Performance & Planning Reviews
  • Annual “Accountant Ready” Tax Packages – 1099s summarized and email-ready
  • Capital-Gains Tax Adjustment Strategies
  • Coordination with your Estate Attorney, CPA & Other Advisors
  • Retirement Planning
  • Education Planning

Our Entrepreneur Consulting Services

Consulting Services for Business Owners include, but are not limited to:

  • Business Succession Planning*: Family Succession, Internal Succession & External Succession
  • Estate Planning Strategies for the Business Owner
  • Key Person Planning
  • Tax Deferral Strategies
  • Retirement Plans for the Entity
  • Stock Option, Grants & Restricted Stock Strategies: 10(b)51 Plans, 83(b) Elections, AMT Planning
  • Concentrated Position Strategies: Hedging Alternatives, Exchange Strategies, Capital Gains Planning Strategies, Gifting Techniques, Charitable Planning Strategies
  • Executive Benefits Analysis


Powered by Partnership

Our Congruent Wealth team includes LPL Financial and New Edge Advisors; we are a Fiduciary offering decades of experience managing assets, building & preserving wealth, and helping clients work towards their life goals.

John Thompson

Private Wealth Advisor / Owner

Miroslav (MJ) Josic

Client Relationship Manager

Charity Floyd

Administrative Assistant

Marisa Capps

Administrative Assistant

Renee Thompson

Office Manager


Congruent Wealth works toward your Financial Freedom

We offer a comprehensive process that begins with a stress test of your current plans to identify meaningful opportunities to advance your interests. We focus on personal goals, financial objectives, family goals, estate or tax planning needs, and your preferences. We come back to you with ideas and strategies which can move you towards your ideals. Our mutual commitment meeting outlines our next steps to accomplishing what is most important to you.

Our Wealth Management Process

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Strategic Partnerships

LPL Financial

A Fortune 500 Company, LPL Financial brings the scale, clout and resources of the largest independent broker/dealer in the nation to bear for our clients. As a proven industry leader LPL supports nearly 20,000 financial advisors, 800 institutional investment programs and 500 independent RIA firms nationwide, with over $1 trillion in brokerage and advisory client assets serviced or custodied. Through LPL’s Private Client Services Network, Congruent accesses a curated register of companies serving the complex needs of our high-net-worth clients.

NewEdge Advisors

Bringing additional efficiency and resources to our Fiduciary mission, our partnership with NewEdge Advisors offers access to solutions designed to optimize value for high-net-worth clients. A Registered Investment Advisor (RIA), NewEdge provides the advantages of a dedicated trading group with streamlined processes and custom investment strategies. The NewEdge team enables access to a community of independent advisors to facilitate collaboration and thought leadership; learn more about the NewEdge team.

Quick Answers to Common Questions

What are your core services?

Our services are customized to each client’s needs and goals. We include portfolio management & oversight, asset allocation including real estate & alternative investments, tax planning, retirement planning, succession planning, estate planning and asset protection strategies. We provide coordination and support for our clients’ other advisors with the goal of a team approach to planning.

Are your advisors credentialed?

Yes. John Thompson is a Certified Investment Analyst® (CIMA®) administered by the Wharton School of Business at the University of Pennsylvania, and in 2013, he earned the Certified Private Wealth Advisor® (CPWA®) Certification, administered by the Booth School of Business at the University of Chicago and the Investments & Wealth Institute.

Who is your typical client?

We serve high net worth families, entrepreneurs, professionals, and retirees.  Our clients often have complex financial situations and desire a comprehensive, customized, and objective approach. We are proud to serve multiple generations of many of our client families with discretion and confidentiality.

What does it mean to be a fiduciary?

The term fiduciary derives from the Latin fiduciary, meaning ” trust ” and it means that a person acting as a fiduciary for you has a legal or moral obligation to put your needs and interests before any needs or interests of themselves. We are Registered Investment Advisors (RIA) reporting directly to the SEC. RIAs have a fiduciary duty to their clients, which means they have a fundamental obligation to provide investment advice that always acts in your best interests.

What to expect on the first meeting?

As we begin our work together, we conduct a discovery meeting to assess your particular situation and understand objectives, goals, and current plans. Every client has unique prerogatives, so we work to achieve a deep understanding of each client’s priorities in order to construct a plan to find success together.